New measures are being unveiled shortly by the government so that uninsured cars left on the road can be clamped or seized. At present the law says that a motorist is only committing a crime if he or she drives while uninsured, the new law will make it an offence to be the registered keeper of an uninsured car whether the car is being used or if it has a valid tax disc or is kept on private property.
This could lead to law abiding citizens being penalized for innocent mistakes such as allowing insurance to lapse whilst on holiday or working abroad. The only way to avoid the fine would be to complete a statutory off road notification (SORN) to the Driver and Vehicle Licensing Agency.
Under the new system, every motorist's insurance details will be checked by the Driver and Vehicle Licensing Agency at least once a month. Where an insurance policy has lapsed, the DVLA will initially send out a reminder letter. If no action is taken by the motorist after around a month the DVLA will then issue a fixed penalty notice imposing a £100 fine which will be reduced to £50 if paid within 21 days.