Cheapest electric cars to insure that qualify for the new grant - Hatchbacks aren't always the cheapest
Discover which electric cars are cheapest to insure under the Electric Car Grant, and why bigger MPVs and people-carriers can cost less than popular hatchbacks.
24. Peugeot e-208
Insurance: £826.76 | Price: from £30,150
The e-208 is eligible for the £1,500 ECG, bringing the entry-level 50kWh model to £30,150. It offers 223–267 miles of range and is a practical city car capable of longer trips. However, it is the most expensive EV on this list to insure, undermining its affordability.
23. Vauxhall Vivaro Life Electric
Insurance: £763.92 | Price: from £35,400
A spacious nine-seater designed for families or groups, the Vivaro Electric is eligible for the ECG on certain trims. With 213 miles of range and a 75kWh battery, insurance is still high at £763.92, making it the second most expensive to cover.
22. Nissan Ariya
Insurance: £685.82 | Price: from £33,500
The entry-level 63kWh Ariya Engage offers 251 miles of range and a 0-62mph time of 7.5 seconds. With the £1,500 ECG applied, the base model costs £33,500, but insurance remains steep.
21. Citroen e-C4
Insurance: £666.47 | Price: from £26,150
Although affordable, the e-C4 costs £666.47 to insure. With the ECG, prices range from £26,150–£30,005 depending on the trim, offering 219–257 miles of range.
20. Citroen e-SpaceTourer
Insurance: £665.43 | Price: from £35,445
This large people-carrier qualifies for the £1,500 ECG. With up to 3,100 litres of boot space and 215 miles of range, it is still cheaper to insure than many small hatchbacks.
19. Skoda Enyaq
Insurance: £642.47 | Price: from £37,510
The 63kWh Enyaq SE L qualifies for the ECG, offering 359 miles of range and family practicality. Insurance is lower than the Peugeot e-208 despite the higher purchase price.
18. DS 3 e-Tense
Insurance: £625.37 | Price: from £35,495
A compact SUV with 248 miles of range and a premium cabin. Insurance is £625.37, cheaper than some smaller hatchbacks.
17. Renault Megane e-Tech
Insurance: £622.71 | Price: from £30,995
Family-friendly and practical, the Techno trim offers 285 miles of range. Insurance remains surprisingly high.
16. Vauxhall Astra Electric
Insurance: £622.49 | Price: from £34,100
With 258 miles of range, the Astra EV is practical and well-styled, but insurance exceeds £600.
15. Skoda Elroq
Insurance: £560.50 | Price: from £30,210
The Elroq SUV, eligible for the ECG, is cheaper to buy and insure than the Enyaq, though boot space is slightly smaller.
14. Volkswagen ID.3
Insurance: £555.01 | Price: from £30,860
A small electric car with 241 miles of range. Insurance is higher than some larger SUVs, highlighting that size doesn’t always dictate premiums.
13. Peugeot e-308
Insurance: £544.63 | Price: from £34,960
A family hatchback offering 236–267 miles of range. Insurance is over £540 despite its practicality.
12. Cupra Born
Insurance: £544.51 | Price: from £36,995
The 79kWh Born hatchback provides 346 miles of range, yet insurance remains mid-range compared to smaller cars.
11. Vauxhall Grandland Electric
Insurance: £533.52 | Price: from £35,455
A top-range SUV with 325 miles of range, it costs less to insure than the smaller Cupra Born.
10. Ford Puma Gen-E
Insurance: £502.74 | Price: from £26,245
Eligible for the full £3,750 ECG, the Puma offers 233 miles of range and 566 litres of storage. Insurance is £502.74.
9. Peugeot E-Traveller
Insurance: £495.50 | Price: from £35,425
An eight-seater people-carrier with 219 miles of range. Insurance drops below £500, making it practical and cost-effective.
8. Vauxhall Corsa Electric
Insurance: £486.97 | Price: from £26,005
Popular and compact, it qualifies for the ECG, but insurance is higher than some larger models.
7. Renault Scenic e-Tech
Insurance: £485.65 | Price: from £35,495
A long-range family EV with 381 miles of range. Insurance is lower than many hatchbacks, making it more economical long-term.
6. Citroen e-Berlingo
Insurance: £478.18 | Price: from £29,740
A practical family EV with 213 miles of range and lower insurance than many smaller, less family-friendly EVs.
5. Citroen e-C3
Insurance: £450.45 | Price: from £20,595
The cheapest new EV in Britain, costing just £20,595 with the ECG. Insurance is also among the lowest at £450.45.
4. Peugeot e-2008
Insurance: £440 | Price: from £33,900
An SUV with smart styling, 434 litres of boot space, and a lower insurance premium than many smaller cars.
3. Vauxhall Mokka Electric
Insurance: £418.93 | Price: from £31,005
The Mokka EV offers 250 miles of range and is the cheapest non-MPV EV to insure.
2. Peugeot e-Rifter
Insurance: £337.34 | Price: from £30,850
A versatile MPV with 199 miles of range. Insurance is low at £337.34, proving MPVs can be more economical than smaller hatchbacks.
1. Ford e-Tourneo Courier
Insurance: £309.62 | Price: from £29,940
The cheapest EV to insure under the ECG. Practical for families and low-cost to run, it offers savings of over £500 compared to the Peugeot e-208.
