Top 10 Cars for less than £100p/m for 2016

For the first quarter this year, SEAT are running an exceptional offer on their limited edition Mii by MANGO. For £85p/m you’ll get yourself on a 0% APR deal in a car that returns 60mpg from the award winning 1.0 3-cylinder engine. The car is a collaboration from SEAT and MANGO, the spanish fashion brand, so most tweaks are aesthetic. You’ll benefit from premium paintwork, alcantara seats, upgraded alloys and contrast door strips to give the car a more stylish feel. It works, this is a real looker.

Cars that are bought on a budget don’t have to be a compromise on space, you can get slightly bigger cars while still sitting under the £100p/m mark. The Panda is a great example of this. A practical, comfortable hatchback with plenty of room and a lifted ride height makes for an enjoyable and characterful city car. You can also make a saving by looking at the 1.4Multijet diesel engine which will return 72.4mpg, or if petrol is your thing then 67.3mpg can be had from the 0.9 TwinAir unit. Both engines are good, frugal fun and compliment the cars personality nicely. A very smart purchase.

Dacia have only been in the UK for 3 years now but they’ve moved in leaps and bounds to conquer the British market. Car sales were up 10% in 2015 to 26,228 vehicles which was their third year of consecutive growth. The Sandero has been their top seller since introduction, a mid-sized hatchback available at just £99p/m. If you’re looking for a nice run around to get you from A to B without having to shell out a lot of money, look no further than the Sandero.

Skoda give you a variety of options when taking up their new Citigo on a finance deal, the lowest payments come, obviously, from the ‘high deposit’ option, which still isn’t very high. But if you put £2,726.75 down, you can get into a brand new Citigo from just £79.00 per month. This is great value for what is basically the award winning up with different badges and aesthetics. Yes the spec may be slightly lower, but the mechanics and chassis are all the same and this is a real safe bet.

How much do you spend on your weekly supermarket run? Chances are, it’s more than the monthly payment for the Picanto from KIA. The Picanto has been a great seller and follows a no-nonsense approach to small hatchbacks, and if you’re wary about buying your first KIA, be comforted by the exceptional 7 year warranty that far exceeds the length of the finance contract. Put simply, it is a well-made, well designed, cheaply priced hatch that will please most people and do what it’s built to do very well.

The new Aygo from Toyota is another great new small-hatch for under £100p/m. With the new generation Aygo, you’ll find the driving position elevated and commanding which makes the Aygo feel confident and controlled. The car itself is built with typical Toyota sturdiness and refinement is excellent for the price tag. We’d recommend enquiring about the ‘x-play’ spec and above, which come with a really generous level of equipment. Toyota also provide a substantial 5 year warranty with the Aygo too!

By 2050, the government has pledged that all cars sold in Britain will be zero emission vehicles. So the days of petrol-power are numbered, but there are grants available to help ease you into electric ownership. Cracking deals, too. You can now pick up a Renault Zoe from just £89p/m, and if you add that on top of how much you save on fuel each month, you’ll definitely see the difference in your pay-check!

Another Dacia! Remember the Sandero from earlier in the list? This is the same, but with a higher-sprung suspension, roof rails, protective exterior trim and a more rugged exterior. With just a £1,625 deposit you can get yourself in a stepway for £99p/m. The Stepway sits in the middle between a hatchback and a small SUV, and offers the best of both. The higher ground clearance makes getting in and out a breeze and comes in handy when going off road, while the small dimensions make it equally easy to park and manoeuvre around town.

The i10 is the quietest and most practical city-car in the lineup. Great start. It also comes with a comprehensive 5 year warranty and is one of the most aggressively priced vehicles in its class as well. You’ll get 60mpg comfortably from the 1.0 engine if driven properly. All i10s come with 6 airbags, tyre pressure sensors and stability control. That is actually a really generous degree of safety equipment for a city car and you’ll struggle to find one better. If you’re a caring parent looking for a childs first car then rest assured they’ll be safe behind the wheel of the i10.

The Volkswagen up! has dominated the city car market since introduction and received some big accolades while doing so. It is considered to be the best all rounder due to the spritely, enjoyable driving characteristics combined with just how much space they manage to get out of such a small car. Stepping inside an Up! is like entering a tardis, and the quirky sat nav/ display immediately corrects those who thought it would be a bog standard interior. Take one of these things out for a test drive and you’ll see for yourself why this is top of the list!