News Reviews Quizzes Lists
Login
My Garage
New hero

Car Seized By Police For Having Wrong Type Of Insurance

By Stephen Turvil | January 5, 2018

Share

Why not leave a comment?

See all | Add a comment

Police face social media backlash for seizing a vehicle on the motorway for having the wrong type of insurance

Car Seized By Police For Having Wrong Type Of Insurance
More On This Car
Take one for a spin or order a brochure
Request a brochure
Request a test drive

Police social media comments

West Yorkshire Police has been criticised on social media for seizing an insured car because its policy excluded commuting to work. In December 2017, a motorist was stopped on the M62 while travelling from work. However, it seems the vehicle was only insured for social purposes. Journeys to visit family, for example.

The Roads Policing Unit also publicised its actions on social media. It stated: “M62 West, Huddersfield. Driver commuting from work. Insurance policy excludes commuting. Also an incorrect address on the policy. Seized and reported”. The message was accompanied by a photograph of the car parked on the hard shoulder.

There was then a backlash on social media. A gentleman said: ”Clearly a busy day at the office. Embarrassing really, isn't it?” A fellow user questioned: “No real criminals to catch?” Another teased that the authorities should: “keep up their important work”.

The West Yorkshire Roads Policing Unit justified its actions via a further comment on social media. It claimed: “For obvious reasons, we cannot discuss this specific incident in detail. However, we always ensure that the law is enforced fairly and proportionately.”

“If using the vehicle for a class of use not covered, then the vehicle is uninsured for that journey”, the spokesperson concluded. 

Legal requirements

The Motor Insurance Bureau works to minimise the number of uninsured vehicles. It, therefore “busts” myths that cause motorists – even those that intend to stay legal – to fall foul. “My policy covers me to drive to and from work”, for example. The Bureau said:

“To use your vehicle to get to and from work, your policy will need to cover use for commuting. This is often referred to as social, domestic, pleasure and commuting. You can find out if you are covered for commuting by checking your insurance certificate and schedule.” Such documents incorporate further important facts, too.

Penalties

The Motor Insurance Bureau added that there is a wide range of penalties for driving without valid insurance. “Motor insurance is a legal requirement”, it said. “If you do not have valid insurance you could be liable for the cost of an accident and any costs associated with the resulting claim”. Further consequences include:

  • Fine (£300)
  • Vehicle seized (plus any associated release fees)
  • Court (possible unlimited fine and disqualification)
  • Driving licence penalty points (6)
  • Higher insurance premiums

The Bureau is “at the heart” of the fight against uninsured driving, it explained. It is a problem that “seriously affects” people which have accidents and costs millions of pounds per annum.

More On This Car
Take one for a spin or order a brochure
Request a brochure
Request a test drive

Related Articles

DVLA bans rude ‘71’ registration plates
Revealed: the new, ‘71’, registration plates that are deemed to be controversial by the DVLA so they have been banned
Oct 19, 2021
Petrol prices close to record high
Petrol prices have almost reached the highest level ever recorded in the UK, according to Government figures.
Oct 19, 2021
Cheese and wine to fuel a DB6? What is the world coming to…
As us regular folk were getting our heads around the introduction of E10 petrol to our pumps, Prince Charles has told the BBC his Aston...
Oct 12, 2021
British cars now need UK stickers in Europe, not GB
British registered vehicles traveling through Europe must now have a UK number plate or sticker, rather than GB
Oct 12, 2021