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Calculate your settlement figure

Ideal for both PCP and HP agreements

Use our calculator today to find out if you can settle

What you'll need

  • What you pay each month
  • For how many months (term)
  • How much you borrowed
  • Any Final Payment
  • When you bought the car
What you'll get
  • Settlement Amount
    £18012
    This figure represents the amount you need to pay your finance company to settle, or end, your agreement.
  • Your car's value
    £19012
    In this example, the car's value exceeds the settlement amount by £1000. This means you'd be £1000 better off if you sold your car and settled. Conversely, this can work the other way and you could be out of pocket if you settled with a lower car value.
Estimated future settlement figures
Term Left (Months)
The figures above are merely an example and do not represent your own settlement figure
What is a settlement calculator?

It’s simple. You provide a few details of your finance agreement and we’ll calculate your settlement figure. This figure will represent how much you still need to pay to end your agreement with the finance company. Armed with this information, you can make your next car buying decision.

Thousands of drivers every year find themselves in a position where they want to settle their agreement early. If you’re lucky enough, your settlement figure will be lower than your car’s value. Now, that’s a win-win.

Okay, what do I have to do?

Not a lot. We’ll take care of the complicated maths and calculations. Simply enter your reg and tell us your car as well as few details about your finance agreement, and we’ll calculate your settlement figure. It’s as a simple as that.

What details will I need?

You will need your car’s registration number, agreement duration (in months), amount borrowed, monthly repayment and any balloon/final payment you may have.

Why should I use Regit and not someone else?

Good question. Through our market leading car valuation tool, we’ve done over 2,000,000 valuations (yes, that’s six zeros!). We’ve also got some pretty clever people here who have worked at dealerships and finance companies before. We like to think we’re pretty well qualified when it comes to cars and calculations. Finance agreements can be extremely complex. We will explain it to you in a much more digestible format. Go on, what are you waiting for?